https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds Without reading this article, I would have pursued a different route. https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds P.O. Michigan has a practice known as "tenancy by entireties." 33 McCollum Street http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds Phone Number: 517-676-7216 Fax Number: 989-895-4296 If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. When transferring equity to add a name to your property's title deeds, your conveyancing solicitor will: To transfer equity on a property or land, it will be necessary to: Obtain and review a copy of the property's title from HM Land Registry (HMLR) Prepare the transfer deed legal documents. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. Fax Number:231-839-3684 For example, if you have a property tax exemption because you are over 65, you would lose that exemption if you added your daughter to your house title. 220 W. Ellsworth Street Fax Number: 906-789-5179 https://rod-eweb.clinton-county.org/recorder/web/, Crawford County Register of Deeds http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds You can also find out by contacting the tax assessor's office in your county. Therefore, if you want to have survivorship rights, make sure the deed includes language stating that the ownership is as joint tenants with rights of survivorship. 437 E. Division You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Fax Number: 231-258-3345 Menominee, MI 49858 P.O. Suite 212 Thank you. https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds Bellaire, MI 49615 http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Newberry, MI 49868 https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds We do not have any blank deed forms available in our office. It doesn't matter whether money was exchanged or not. Enjoy! To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Alpena, MI 49707 https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds Phone Number: 248-858-0581 Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. Phone Number: 616-632.7610 If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. Maybe you just got married and would like your new spouse listed as part owner of your home. 200 Division Street, Suite 150 Accessed April 10, 2020. Many reasons might exist that would make you want to add someone to the deed to your house. Fax Number: 269-781-0720 Fax Number: 989-826-1156 https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds If you add your spouse to your deed, he will have to use your basis if he later sells the property. P.O. Box 885 There are four common ways to hold title to real estate in Michigan: Tenants in Common. https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds Go to the county recorders office and get a quitclaim form. Eagle River, MI 49950 Fax Number: 231-627-8453 Phone Number: 231-922-4753 Mortgage and Deed to House http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds We recommend that you consult an attorney or real estate professional for assistance in preparing the proper document that will convey the type of interest you want a particular person or entity to have in your property. You may want to consult a real estate attorney to find out if adding your spouse to your deed will achieve the result you want. wikiHow is where trusted research and expert knowledge come together. http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. 698 Phone Number: 517-322-1144, Shiawassee County Register of Deeds Some states require extra steps, such . Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. P.O. However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. 310 Ludington Street, Suite 104 Box 111 Cheboygan, MI 49721 http://www.ioniacounty.org/register-of-deeds/, Iosco County Register of Deeds References What or who is a trustee of a trust? 151 E. Huron Street Fax Number:517-264-4543 Email: registerofdeeds@picounty.org MCL 565.201a. In this case, if one dies, the other automatically becomes the sole owner of the property. Phone Number: 906-643-7306 https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Kalamazoo, MI 49007 For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". Both people would acquire their interest in the property at the same time in the chain of title. P.O. Traverse City, MI 49684 One of the most common incorrect assumptions in real estate is that someone can be added to a deed. 51 S Macomb St % of people told us that this article helped them. 1. If you want to transfer title to a friend or your child, the same principle applies. https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds In this case, 86% of readers who voted found the article helpful, earning it our reader-approved status. Estate Planning in Michigan Using a Ladybird Deed. By signing up you are agreeing to receive emails according to our privacy policy. There are different forms of deeds depending on the situation involved. Phone Number: 989-875-5217 Record the TOD with your county recorder of deeds, and rest assured that your loved one automatically owns your house when you have passed. Phone Number: 989-224-5270 https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds The transfer is excluded from the gift tax if you're adding your spouse to your house title. Phone Number: 734-222-6700 By using our site, you agree to our. This article was written by Jennifer Mueller, JD. "Keeping Your House Out of Probate." Charlotte, MI 48813 When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. Phone Number: 989-269-9941 Tawas City, MI 48764 Phone Number: 734-240-7390 The separate interest refers to the monetary interest in the property. Fax Number: 989-734-0506 In some cases, you may be able to order the deed online. St. Ignace, MI 49781 https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Corunna, MI 48817 When you use a quitclaim deed, you're only transferring any ownership interest you have. 12265 M-32 West Or, it could be that you want the ownership of your property to go to your child in the event of your death. This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. 422 W. Lake Street Property ownership, transfer laws and deed practices differ depending on the state in which you live. In California, you can. % of people told us that this article helped them. If you are added to the deed of someone else's home, you are not automatically responsible for the mortgage and payments, only if they add you to the mortgage, too. Before you add your spouse to your deed, its important that both of you understand how it potentially affects your tax liability so you can make an informed decision and not be caught unaware later on. http://www.co.calhoun.mi.us/, Cass County Register of Deeds This article has been viewed 636,176 times. [1] A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. You will have to file a transfer of the deed to gain ownership of the property during the divorce. The new person acquiring an interest in the property would also be a grantee. Box 800 The property transfer occurs automatically at the prior owner's death, avoiding probate. In some areas, your spouse also must sign the deed. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office. Otherwise, married couples usually claim property as tenants by the entirety. With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. How you add the person to your title affects whether the surviving owner must go through probate. Accessed April 10, 2020. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Phone Number: 989-317-4089 250 E. Huron Avenue, Room 203 https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Leave the notary section blank. The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . It doesn't matter whether you intended it to be a gift or not. Some states have a specific deed-holding status: Tenants in the entirety. Depending on how you claim the property, you may also need a spousal affidavit. P.O. 211 W. Main St. Phone Number: 269-673-0390 http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds Box 195 One thing to be careful of in this situation is title insurance coverage. Add language to the deed specifying what percent of the property you and the person you are adding owns, if necessary. https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds Note: A deed is an instrument used to transfer ownership (title) to another person. If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. P.O. Phone Number: 906-774-0955 If one of the spouses already has someone they want to add to the property, it is best not to bring this into the picture during the divorce proceedings. Fax Number: 906-387-2156 225 W. Main Street Get a copy of the title deed from your county clerk's office. 301 N. Main St. Phone Number: 231-592-0148 806 W. Houghton Avenue, Room 104 Phone Number: 906-863-2822 Be prepared for them to say no, howeverin fact, this will be their answer in most cases. If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. What form do I need in order to change my last name on the deed to my new married name? Fax Number: 906-225-8420 Box 399 Fax Number: 616-632-7615 ", You must use specific language in your deed to create a joint tenancy. County Building 8527 E. Government Center Drive Email: register@wexfordcounty.org Box 438 120 W. Michigan Avenue First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. Research source. Fax Number: 231-779-5352 Fax Number: 906-524-6432 Ste. Co-owners who are tenants in common can use the property as security on a loan or take out a mortgage on the property, but only to the extent of their ownership interest. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. There are exceptions, such as if the other person is not paying you any money to be added to the deed. 234 W. Baraga Avenue This article helped point the way. https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds Courthouse 100 W. Main Street Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. Phone Number: 231-533-6683 Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. Fax Number: 810-985-4795 Phone Number: 586-469-7953 P.O. Some common exemptions include homestead exemptions or exemptions for people over the age of 65. How do we add my name to note? Owners with separate interests won't have a right to survivorship of the other owner's interest. Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states.

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